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Disclosure

Joseph Irwin is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, OK, OR, and TX. No insurance business may be conducted outside the states referenced.

Joseph Irwin is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2600 Network Blvd Ste 130, Frisco, TX, 75034, 954-913-6695. In this regard, this communication is strictly intended for individuals residing in the states of OR, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Megan Melendez is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, GA, KY, MI, MT, NC, OK, TX, and WV. No insurance business may be conducted outside the states referenced.

Megan Melendez is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2600 Network Blvd Ste 130, Frisco, TX, 75034, 972-765-6395. In this regard, this communication is strictly intended for individuals residing in the states of NC, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Latoya Dansby is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of LA, MN, MS, OK, TN, and TX. No insurance business may be conducted outside the states referenced.

Latoya Dansby is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2600 Network Blvd Ste 130, Frisco, TX, 75034, 214-457-5499. In this regard, this communication is strictly intended for individuals residing in the states of LA, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

For more information about NYLIFE Securities LLC and its investment professionals.

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